Panama City, FL per diem rates, FY2027
The GSA per diem for Panama City, FL in fiscal year 2027 (October 2026 to September 2027) is $115 to $195 a night for lodging plus $80 a day for meals and incidental expenses (M&IE), up to $275 a day in total. GSA defines the locality by county as: Bay (Florida).
Monthly lodging rates in Panama City, FL, FY2027
Lodging peaks at $195 in Jun, Jul and is lowest at $115 in Oct, Nov, Dec, Jan, Feb, Aug, Sep. Book travel in the low months when the work allows.
| Month | Lodging | M&IE | Daily total |
|---|---|---|---|
| Oct 2026 | $115 | $80 | $195 |
| Nov 2026 | $115 | $80 | $195 |
| Dec 2026 | $115 | $80 | $195 |
| Jan 2027 | $115 | $80 | $195 |
| Feb 2027 | $115 | $80 | $195 |
| Mar 2027 | $149 | $80 | $229 |
| Apr 2027 | $149 | $80 | $229 |
| May 2027 | $149 | $80 | $229 |
| Jun 2027 | $195 | $80 | $275 |
| Jul 2027 | $195 | $80 | $275 |
| Aug 2027 | $115 | $80 | $195 |
| Sep 2027 | $115 | $80 | $195 |
How the $80 M&IE breaks down
GSA's official split, used when a meal is provided and must be deducted.
- Breakfast
- $20
- Lunch
- $22
- Dinner
- $33
- Incidental expenses
- $5
- First and last day of travel (75%)
- $60
Worked example: a 3-night trip
At the highest monthly lodging rate, arriving and leaving on travel days.
- Lodging: 3 nights × $195
- $585
- M&IE: 2 full days × $80
- $160
- M&IE: 2 travel days × $60
- $120
- Maximum reimbursable per traveler
- $865
Excludes airfare, rental car and taxes on lodging, which are reimbursed separately under the Federal Travel Regulation.
Change from FY2026
Lodging moved from $110 to $194 a night in FY2026 to $115 to $195 in FY2027. M&IE stays at $80 a day. Bids priced on last year's table should be updated for travel after October 1, 2026.
Other per diem localities in Florida
- Boca Raton / Delray Beach / Jupiter, FL$157 to $265 + $86
- Bradenton, FL$151 to $237 + $80
- Cocoa Beach, FL$166 to $212 + $74
- Daytona Beach, FL$128 to $158 + $80
- Fort Lauderdale, FL$150 to $232 + $86
- Fort Myers, FL$141 to $213 + $80
- Fort Walton Beach / De Funiak Springs, FL$113 to $274 + $86
- Gulf Breeze, FL$131 to $210 + $74
- Key West, FL$267 to $452 + $86
- Miami, FL$151 to $244 + $92
- Naples, FL$170 to $326 + $80
- Orlando, FL$145 to $178 + $80
- Pensacola, FL$127 to $188 + $74
- Punta Gorda, FL$127 to $202 + $74
- Sarasota, FL$131 to $205 + $86
- Sebring, FL$148 to $236 + $74
- St. Augustine, FL$157 to $178 + $80
- Stuart, FL$154 to $238 + $80
- Tallahassee, FL$113 to $138 + $80
- Tampa / St. Petersburg, FL$155 to $212 + $80
- Vero Beach, FL$181 to $259 + $74
Anywhere in Florida without its own rate uses the FY2027 standard rate: $113 lodging plus $68 M&IE. Search any city in the per diem lookup.
Source and limits
Official GSA CONUS per diem rates for FY2027, read from GSA's Per Diem API on 2026-10-22. Use them to price and benchmark travel; how you bill travel depends on your contract's travel clause. Verify current rates at gsa.gov.
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